
IDFC FIRST Bank Sets a New Benchmark with Credit Cards Offering Interest Rates as Low as 8.5% p.a.
Aug 04, 2025
Mumbai (Maharashtra) [India], August 4: IDFC FIRST Bank has introduced a new standard in the Indian credit card market by offering interest rates starting from a remarkably low 8.5% per annum (0.71% per month). This customer-centric initiative places the bank at the forefront of affordability in a market where credit card interest rates typically range from 34% to 46.2% p.a. The dynamic Annual Percentage Rates (APRs) are tailored to individual customer credit profiles, ensuring fair and transparent pricing.
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